Disclaimer — Understand the Risks

1. General Information

The content provided by RoboInvest Capital ("we," "our," "us") through https://roboinvest.capital and all related channels (including social media, email updates, or publications) is intended solely for educational and informational purposes.

RoboInvest Capital is an AI-driven investment media platform, not a financial advisor, broker-dealer, fund manager, or custodian. We do not provide investment, financial, tax, or legal advice. All opinions, insights, and AI-generated data published on this website are informational in nature and should not be interpreted as financial recommendations or personalized investment advice.

2. No Financial Advice

None of the content on this website constitutes:

• An offer, solicitation, or recommendation to buy, sell, or hold any security, digital asset, or financial instrument;
• A commitment to participate in any investment strategy, trading activity, or portfolio management service;
• A guarantee or prediction of financial performance or results.

Users are strongly advised to conduct independent research and/or consult a licensed financial advisor before making any investment decisions.

3. Non-Custodial and Non-Advisory Nature

RoboInvest Capital does not accept deposits, hold user funds, execute trades, or manage client accounts. We are not a regulated financial institution and we do not act as a fiduciary for any user. Our AI-generated portfolios are purely illustrative examples designed to demonstrate how artificial intelligence can analyze financial data and identify statistical patterns.

By accessing our content, you acknowledge and agree that:

• RoboInvest Capital does not owe you any fiduciary duties or obligations;
• You are solely responsible for your financial decisions and the risks associated with them;
• RoboInvest Capital shall not be held liable for any losses, damages, or financial consequences resulting from your reliance on our data, insights, or predictions.

4. Accuracy and Limitations of AI-Generated Content

The AI models developed and used by RoboInvest Capital rely on historical market data, public financial information, and machine learning algorithms. While these systems are designed to identify patterns and optimize predictions, AI outputs are inherently probabilistic and not guaranteed to be accurate or complete.

All portfolio results, metrics, and performance comparisons shared on this website are based on backtested or simulated data, which:

• May not reflect real-world trading conditions, liquidity constraints, or transaction costs;
• May include hypothetical or estimated results subject to model assumptions and data availability;
• Should not be interpreted as forecasts, guarantees, or assurances of future performance.

AI systems may also produce false positives, data errors, or model biases, and RoboInvest Capital assumes no responsibility for such inaccuracies.

5. Investment Risks

Investing in financial markets involves substantial risk, including but not limited to:

• Market risk: the possibility that asset prices fluctuate due to economic, political, or global events;
• Volatility risk: rapid price changes that may result in losses;
• Liquidity risk: the inability to buy or sell assets at desired prices;
• Currency risk: fluctuations in exchange rates for international investments;
• Interest rate risk: the impact of changing rates on market valuations;
• Sector or regional risk: concentration in specific industries or geographic areas;
• Technology and model risk: limitations, malfunctions, or misinterpretations in algorithmic systems;
• Cybersecurity risk: potential breaches, data leaks, or unauthorized access;
• Regulatory risk: changes in laws or regulations that may impact financial instruments or markets.

You acknowledge that past performance is not indicative of future results, and no AI model or strategy can eliminate risk entirely.

6. Third-Party Links and Data

Our website may reference or link to external websites, APIs, market data providers, or social media channels. These third-party sources are not controlled or verified by RoboInvest Capital. We make no warranties regarding the accuracy, reliability, or completeness of data provided by third parties.

Accessing external sites is at your own risk. RoboInvest Capital is not responsible for any damages or losses that may result from interactions with such third-party entities.

7. Regulatory Status

RoboInvest Capital is an unregulated media and technology entity, not licensed or registered with any financial authority such as the SEC (U.S.), FCA (U.K.), ESMA (E.U.), or any other global regulator. Our services and content are exempt from investment advisory or brokerage regulations, as they do not involve financial intermediation, asset management, or direct investment offerings.

By using this Site, you acknowledge that:

• RoboInvest Capital operates as a global educational platform and not as a financial service provider;
• All AI-driven analyses are informational and general in nature, not tailored to your individual circumstances.

8. ROBO Token — Ecosystem Utility Token Disclaimer

ROBO is a utility token designed exclusively for use within the RoboInvest Capital ecosystem and should not, under any circumstances, be considered, purchased, or held as an investment instrument, security, or financial asset.

By accessing information about or acquiring ROBO tokens, you explicitly acknowledge and agree that:

• No Investment Purpose: ROBO is not an investment product, security, share, equity, or debt instrument. It does not represent ownership in RoboInvest Capital or any affiliated entity.
• No Profit Expectation: ROBO tokens do not promise, guarantee, or imply any future profits, returns, dividends, or financial gains. There is no expectation of profit from the efforts of RoboInvest Capital or any third party.
• Utility Function Only: ROBO is intended solely as a utility token for accessing features, services, or benefits within the RoboInvest Capital platform and ecosystem.
• Extreme Price Volatility: If ROBO is traded on secondary markets, its price may be highly volatile and subject to dramatic fluctuations. ROBO may lose all or substantially all of its value at any time.
• No Regulatory Approval: ROBO has not been registered, approved, or endorsed by any financial regulatory authority, including but not limited to the SEC, FCA, or ESMA.
• Speculative Risk: Purchasing or holding ROBO tokens involves significant speculative risk. You may lose your entire investment, and there is no guarantee of liquidity or the ability to sell tokens at any given time.
• Not Financial Advice: Nothing on this website or in any communication from RoboInvest Capital constitutes a recommendation or solicitation to purchase, sell, or hold ROBO tokens.

⚠️ CRITICAL WARNING: Do not acquire ROBO tokens with the expectation of financial returns or as a speculative investment. ROBO is a utility token only. Always conduct thorough research and consult with qualified financial, legal, and tax advisors before engaging with any digital asset.

9. Limitation of Liability

To the fullest extent permitted by applicable law, RoboInvest Capital and its founders, affiliates, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to:

• Financial losses or missed investment opportunities;
• Loss of data or technical issues;
• Market fluctuations or trading outcomes;
• Errors or inaccuracies in AI-generated results;
• Any reliance on information or materials published on this website.

Your exclusive remedy for dissatisfaction with our content or services is to discontinue use of the Site.

10. No Guarantee of Availability or Accuracy

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind. We do not guarantee:

• Continuous or uninterrupted access to the Site;
• Error-free functionality or up-to-date information;
• That AI-generated insights will achieve desired outcomes.

RoboInvest Capital may update, modify, or remove content at any time without notice.

11. Legal Jurisdiction and Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or relating to the Site, its content, or this Disclaimer shall fall under the exclusive jurisdiction of the courts of London, United Kingdom.

If you access this Site from outside the U.K., you are solely responsible for complying with your local laws.

12. No Endorsement or Partnership

Mention of third-party companies, tokens, exchanges, or products does not imply endorsement, affiliation, or partnership with RoboInvest Capital. Any references are for illustrative or informational purposes only.

13. Clarification Regarding Third-Party Entities

RoboInvest Capital (‘we,’ ‘our,’ or ‘us’) is an independent educational platform and has no affiliation, partnership, or relationship with OCBC RoboInvest, a service provided by Oversea-Chinese Banking Corporation Limited (OCBC Bank), or any related entities. The similarity in naming is unintentional and reflects our focus on AI-driven technologies. RoboInvest Capital does not endorse, promote, or assume responsibility for the services, products, or actions of OCBC RoboInvest or any other third party. Users are solely responsible for verifying the identity and legitimacy of any financial service provider they engage with, and we disclaim any liability for confusion or losses resulting from mistaken associations.

14. Disclaimer Regarding Similar Trademarks and Financial Products

RoboInvest Capital (‘we,’ ‘our,’ or ‘us’) notes that the term ‘ROBO’ is associated with third-party financial products, such as the Robo Global Robotics and Automation Index ETF (ticker: ROBO), which is unrelated to our platform. We have no connection, endorsement, or responsibility for this or any other financial instrument bearing the ‘ROBO’ designation. Our use of ‘RoboInvest’ and ‘ROBO’ (as a utility token) is independent and intended to reflect our AI and robotics focus. We do not guarantee, promote, or provide information about the performance or suitability of any third-party ‘ROBO’-branded financial products. Users are advised to conduct independent research and consult financial professionals to avoid confusion, and we assume no liability for any resulting misunderstandings or financial decisions.

15. Disclaimer Regarding Other ROBO-Branded Digital Assets

RoboInvest Capital (‘we,’ ‘our,’ or ‘us’) is aware that the term ‘ROBO’ may be associated with various cryptocurrencies or digital tokens issued by third parties, which are entirely separate from our ROBO utility token. Our ROBO token is intended solely as an ecosystem utility and is not affiliated with, endorsed by, or representative of any other ‘ROBO’-branded digital asset. We do not control, promote, or assume responsibility for the creation, trading, or performance of any other ‘ROBO’-related tokens on any platform, including decentralized exchanges. Users are cautioned to exercise due diligence when engaging with any cryptocurrency, and we are not liable for any financial losses, scams, or regulatory issues resulting from confusion with other ‘ROBO’-branded assets.

16. Updates to This Disclaimer

RoboInvest Capital may revise this Disclaimer at any time to reflect changes in applicable law, business practices, or regulatory guidance. The updated version will be published on this page with a revised "Last Updated" date. It is your responsibility to review this Disclaimer periodically.

17. Contact Information

For questions, legal concerns, or clarification regarding this Disclaimer, please contact:

📧 contact [at] roboinvest.capital